Location will play a part in estimating the cost of insurance due to several factors, for example, areas that are prone to flooding will need extra flood protection compared to other locations. However, with our Small Business Insurance you will get great cover regardless of location.
Who is Small Business Insurance for?
AXA’s Small Business Insurance is suited towards those who own an SME, for example retail shop owners, doctors’ surgeries, or workshops. This type of insurance offers you greater cover than purely insuring the premises. It helps to protect you, your employees and customers, and the physical building that your business operates from.
Our Small Business Insurance offers public liability cover, employer liability cover, and business interruption cover. This is an ideal policy for any small business owner looking for an enhanced protection package.
With AXA, you can also choose to extend your cover by availing one of our optional extras. At a slight additional cost, you may be able to add protection against employee fraud, increase your goods-in-transit cover to include stock that you are transporting in your company vehicle, or extend your business interruption cover.
Can I pay for extra coverage at Christmas when I have more goods in store?
At AXA, we understand that during certain times of the year some businesses have an increase in stock and therefore may need extra protection against a number of unforeseen events. This is why we offer all our Small Business Insurance customers a seasonal increase in protection at no extra cost. This gives you peace of mind that during peak retail season when you may have more in stock, AXA have you covered.
As part of our seasonal protection increases, we will give you 30% extra protection on top of what merchandise you may already have insured during peak retail seasons. This is mainly offered by us during November, December and the first two weeks of January along with 30 days before Easter, at no extra cost to you. Terms and conditions apply, please review your policy documents for more information.
